If you are remortgaging your property, you will need a solicitor or conveyancer to represent your interest as well as those of the lender. Sometimes lenders will offer you free legals with your mortgage application but if the re-mortgage is not just a simple re-mortgage then they may not then be able to act for you or you may have to pay a substantial fee for any additional work.
If you decline the free legal offer or the remortgage requires you to find your own solicitor or conveyancer, they will be acting for both you and the lender and so the first and most important thing to consider is whether your chosen solicitor is on the lender’s mortgage panel.
As we are a young company we will not feature on many lender panels just yet, however do not let this deter you. We work very closely with another firm of conveyancers who are on the majority of lender panels, so they can carry out the work on behalf of the lender and this will be at no additional cost to you.
We are very aware that speed is important to you, often because you need to secure a good rate or because the money is already earmarked for another use. You can be rest assured that we will do everything we can to look after your interests and fulfil the needs of the lender in a prompt and professional manner.